as an insurance agent/agency owner, in general, you're not going to see much difference versus a well-loaded F150 higher trim 2022 truck, if you were replacing it with a Lightning. If you are simply 'adding' it as a new vehicle, or replacing a vehicle that had only Liability coverages, there's no way any of us can tell you anything about how 'much' it might be - insurance doesn't work that way. Your neighbor may pay way more than you, depending on their own situation, driver record, background, discounts, state, insurance company, etc., or you may pay more than them, for the exact same vehicle. Only checking around with various insurance companies will warrant the best information in this situation. Age, married, accidents and violations, credit, number in the household, numbers of drivers, number of vehicles, other types of insurance boats and campers, etc.,... you get the picture. While auto insurance is very automated, it is also VERY data driven. The more data, the better.
My Mom just lost her husband of over 60 years, my Dad, last October. As her agent, I hesitated to break the bad news that losing her husband, a great driver of over 64 years, would cost her a large increase in her auto insurance at the next renewal. This is not an easy conversation, but that's the way multi-driver household discounts work. Single auto owners don't get NEAR the pricing and breaks married folks do, and probably for good reason, though in this situation, it now seems a little unfair. SHE is still the same good driver she's always been. She still lives in the same house, with the same one vehicle, as before. Nothing has 'changed', really, except the premium. Sad.